Transfer duty calculator

Transfer duty is a tax paid to SARS by the buyer when property changes hands. Properties up to R1 210 000 pay no transfer duty.

Purchase price (R)

Seller is

Transfer duty rates

SARS transfer duty table for properties bought by individuals, companies and trusts:

What other costs should I budget for?

Transfer duty is only part of the cost. You'll also pay the transfer attorney's (conveyancer's) fees, bond registration attorney fees if you take a home loan, and Deeds Office fees. These follow guideline tariffs and grow with the price and bond size. Ask your attorney or bank for a quote. Many buyers budget an extra 8–10% of the price for all once-off costs.

Frequently asked questions

Who pays transfer duty, the buyer or the seller?

The buyer pays transfer duty. It must be paid before the property can be registered in your name.

Do I pay transfer duty on a new development?

Usually not. If the seller is a VAT-registered developer, VAT is already included in the price, so no transfer duty is payable.

Can transfer duty be added to my bond?

Generally no. Banks lend against the property's value, so transfer costs are normally paid in cash, although some banks offer 100%+ bonds to qualifying buyers.